Kasar Credit and Capital Private Limited a Private Limited Company, incorporated under the provisions of the Companies Act, 1994, represented by its members, where such expression shall, unless repugnant to the context thereof, be deemed to include its respective legal heirs, representatives, administrators, permitted successors and assigns. The creator of this Privacy Policy ensures our steady commitment to Your privacy with regard to the protection of your invaluable information. This privacy policy contains information about an online website called https://www.salaryontime.com (hereinafter referred to as the "Website") . In order to provide you with Our uninterrupted use of services, We may collect and, in some circumstances, disclose information about you. To ensure better protection of your privacy, We provide this notice explaining Our information collection and disclosure policies, and the choices You make about the way Your information is collected and used. Any capitalized words used henceforth shall have the meaning accorded to them under this agreement. further, all heading used herein are only for the purpose of arranging the various provisions of the agreement in any manner. neither the user nor the creator of this privacy policy may use the heading to interpret the provisions contained within it in any manner.

Definitions

"We", "Our", and "Us" shall mean and refer to Kasar Credit and Capital Private Limited.

"You", "Your", "Yourself" and "User" shall mean and refer to natural and legal individuals who use the Website / Mobile Application.

"Personal Information" shall mean and refer to any personally identifiable information that We may collect from You.

"Third Parties" refer to any website, company or individual apart from the User and Kasar Credit and Capital Private Limited.

Information Collected

Through the Services, you may apply for the Loan, subject to the fulfilment of eligibility criteria. You understand that Kasar Credit and Capital Private Limited will collect, authenticate, track your location, verify and confirm User Data and documents as required to sanction the Loan.

User Data includes financial information such as bank documents, PAN, Aadhaar, bank account number, credit bureau data, name, email, gender, date of birth, mobile number, passwords, photograph, and other relevant details (“Personal Information”).

You authorise Kasar Credit and Capital Private Limited to fetch your details from third-party platforms, verify your credit information report, and track your location until repayment obligations are complete.

Our Use Of Your Information

The information provided during registration may be used to contact you when necessary. We may also use IP addresses, device IDs, and location data for identification and demographic analysis.

In the event of a merger or acquisition of Kasar Credit and Capital Private Limited, your information may be transferred to the new entity with prior notice.

Cookies

We use cookies on our website salaryontime.com to improve user experience and provide personalised services. Third-party vendors such as Google may also use cookies to serve ads.

Confidentiality

Your information is treated as confidential and will not be disclosed unless legally required or essential to provide services. We do not sell or rent your personal information.

Disclosure Of Your Information To Third Parties

External Service Providers: If you use optional services offered by third parties, their policies apply.

Other Corporate Entities: We may share data with our parent or subsidiaries.

Law and Order: We may disclose data to comply with law enforcement or regulatory authorities.

Accessing, Reviewing And Changing Your Profile

You can review and update your profile information after registration. To correct or delete your data, contact us at info@salaryontime.com

Security

We use industry-standard practices to protect your data. However, no system can guarantee 100% security.

Indemnity

You agree to indemnify Kasar Credit and Capital Private Limited against any disputes or liabilities arising from disclosure of your Personal Information to third parties.

Severability

If any clause of this policy is held invalid, the remaining provisions shall still apply.

Amendment

This Privacy Policy may change from time to time. Updates will be posted on salaryontime.com

Complaints

For complaints or issues, contact us at care@salaryontime.com or call Toll Free: +91-8800002898.

Address

G -51, Krishna Apra Business Square, Netaji Subhash Place, New Delhi - 110034

Communication Consent

By submitting your information, you authorize SalaryOntime to contact you via phone, SMS, RCS, WhatsApp, or email for informational and promotional purposes related to our services. You can opt out of promotional communication at any time by contacting us.