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Your Questions, Our Answers

Frequently Asked Questions

Find quick answers to common questions about our services and process.

Yes, we’re an RBI-registered NBFC that operates under the standard guidelines set by the Reserve Bank of India, with borrowers’ convenience and security as top priorities. We clearly outline all the essential terms & conditions when you apply. Additionally, we are strictly against applying any sort of hidden charges.

We operate to help salaried individuals get instant personal loans quickly with a fully online, paperless procedure.

Download & Sign Up

  • Download the SalaryOnTime app from the Play/App Store.
  • Sign up using your mobile number
  • Verify with OTP.

Check Loan Eligibility

  • Enter basic details like employment type (salaried), monthly salary, city & company details.
  • The app instantly shows whether you’re eligible.

Upload Documents

  • All digital, no paperwork. Upload the required documents, such as PAN card, Aadhaar, salary slips/bank statements, etc.

Choose Loan Amount & Tenure

  • Select the required loan amount & choose repayment tenure.

Instant Approval & Disbursal

  • Personal Loans, Payday Loans, Short-term Loans, Emergency Loans, Mini Loans—all get approved here in just 10 minutes.
  • Then, the amount is credited directly to your bank account. No branch visits, no waiting.

Salaried professionals can easily make use of our online app for addressing emergency cash needs if their monthly salary is 30,000 bare minimum.

The application procedure is easy, takes just minutes, and can be applied from the app itself. Let’s quickly understand it.

  • Download the app & sign up by entering the OTP.
  • Apply online with basic details
  • Upload documents (PAN, Aadhaar & bank statement)
  • Complete eKYC instantly
  • Get approval within minutes
  • Receive funds directly in your bank account — up to ₹1.2 lakh in just 10 minutes

Our eligibility criteria are as follows:

  • Firstly, you should be a citizen of India.
  • Secondly, the minimum salary required is 30,000.
  • Thirdly, the age bracket is 21-54.

We’re an RBI-registered NBFC with personal loans entirely free from hidden charges. Before you borrow, we transparently disclose all the terms & conditions and all the prices involved.

Have a Query?

We're here to help. Reach out to us anytime!

WhatsApp

+91-8800002890

Call Us

+91-8800002890

Email Us

info@salaryontime.com

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